Commercial Financing Services
In our private lending group, we specialize in providing investors with guaranteed funding in 90 days or less.
Because of our team’s combined track record of closing $410 Million in loans thus far, commercial property owners and brokers stand to benefit from several of our large, high-end commercial property financing programs.
Those programs range from bridge loans for distressed purchases (including rehab funding), FHA refinancing & construction development, and competitive long-term commercial property funding for a handful of asset classes in select tier 1 markets nationwide*.
Unlike many of America’s domestic banks who can no longer provide financing in this economy, investors benefit from ICP Financials’ expertise since virtually all of its capital sources are International. This means that investors who need financing can rest assured that if they are approved, that their loan will close.
When placing a loan inquiry from ICP Financial, you’ll also benefit from a true, high-quality financing experience delivered by our professional business team.
Financing is available for investors around the country:
Self Storage Industrial
Flagged Hotels Student Housing
Parking Garages Retail (Grocery Anchored)
Multi Family Apartments Office (CBD & Medical preferred)
Loan Amounts $3MM to $150MM & Interest Only financing terms
of up to 90% LTV, between 6 months to 5 years with 10 year terms
and NON Recourse Loans Also Available.
Qualified Borrower’s benefit with ICP Financial because unlike a bank we can offer programs with:
-No Out-of-Pocket Fees to get your deal approved …we underwrite and approve your deal without the borrower’s sending us a single penny;
-72 Hour Funding Pre-qualification…as a private financer, we can review and provide pre-qualification on your assets quickly;
-A Personal Commercial Finance Concierge…as a borrower, you are assigned an executive business development manager acting on your behalf to ensure a stress free financing process;
-FREE Loan Finance or Refinancing Consultation…the benefit to the investor or commercial property broker? Know for sure if the deal will close
-From Application to Funding in as little as 9 days…because we do not have exhaustive loan committees to make a financing decision, we can fund your deals fast.
Select from several financing programs below that are specifically tailored to suit your needs
1) Bridge Loans Nationwide for Commercial Property – No Credit Required
$3M to $10M (No Credit Required), up to 70% LTV, closings in as little as 9 days
This is our most aggressive program. Interest only payments of 10 – 12% from 6 months to 3 years without a pre-payment penalty are common. This program allows investors like you to:
- Buy assets in distress (for example: negotiating a discounted payoff to a bank on another property) with a break-even debt service;
- You could also also receive rehabilitation & marketing funds; and
- There is often no pre-payment penalty on the property.
Plus, when ICP Financial originates your bridge loan, we’ll also ensure you have a take-out loan commitment in place, with a long term financing term at a competitive rate available. And you can decide up front if you’d like that or not – the choice is up to you on the take-out loan, because it won’t affect the bridge loan financing you’ll be getting.
2) FHA Streamline Refinancing – Only 5% Fixed (or less)
$3M to $120MM up to 90% LTV, NON Recourse
How would you like to refinance your property for only 1% down? This is entirely possible with this program. If you have an FHA loan in place, then you may qualify. And you haven’t heard about this from your original broker either because they’re probably earning servicing fees on your interest payments. Now, you can refinance at:
- Only 5% fixed (or less) without the fear of being locked in for the term of your loan;
- There are no appraisals, market study or Phase I Environmental forms required;
- Plus, you could extend your current remaining payoff time by 12years.
And possibly tap into funds available for repairs, deferred maintenance and capital improvements on your property. Even better, this program is guaranteed to put tens of thousands – or even hundreds of thousands – dollars more into your pockets.
3) Competitive Commercial Property Financing – NON Recourse
$5M to $280MM, up to 90% LTV & 10yr Term with competitive rates
Our competitive non-recourse loan program offering for stabilized properties allows investors like you to:
- Experience epic cash flow, at a competitive rate, without ever worrying about a personal guarantee;
- This program also can leverage mezzanine financing as well;
- Soup to nuts, your property loan request can be financed – or refinanced – and closed in 7 weeks or less with this program.
There isn’t a program out there like this, and it is exclusively provided via ICP Financial thanks to its established global capital connections.
Have A Property That You Need To Finance & Close Quickly?
Our complimentary loan inquiry is fast and easy. Just click here now to complete our loan inquiry form.
Or if you’d like to speak with us about how we can help you get your deals financed and
closed quickly, simply pick up the phone and call us now directly at 720-256-2580.
